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Plan Name
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Dana
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Territorial Limit
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Bahrain
AC, SEA
Travel WW
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Network (allowing free access at designated Provider)
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Premium NW
Inpatient: Bahrain, India, Jordan, KSA, Lebanon, Qatar and UAE
Outpatient: Bahrain
|
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Pre-existing / Chronic Conditions
|
Covered
|
|
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Inpatient & Daycare
(up to the relevant Annual Benefit Limit per person per policy year)
|
|
Annual Benefit Limit per person
|
Option 1: BD 10,000
Option 2: BD 25,000
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Accommodation Type
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Private Room
|
|
Hospital Accommodation & Services:
- at Designated/Network Provider
|
100%
|
|
- at Non-Designated/Non-network Provider
up to a max. of
|
BD 80
|
|
Consultant’s, Surgeon’s & Anesthetist’s Fees, etc
- at Designated/Network Provider
|
100%
|
|
- at Non-Designated/Non-network Provider in Bahrain
|
80% MedNet Bahrain reasonable and customary charges
|
|
- at Non-Designated/Non-network Provider outside Bahrain
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80% MedNet Bahrain reasonable and customary charges
|
|
Ambulance (followed by Hospital Admission) up to a max of
|
BD 50
|
|
Parent Accommodation for accompanying an Insured Child under 10 years of age (up to a max per day)
|
BD 10
|
|
Hospital Cash Benefit if Inpatient Treatment is received free of charge in a Government Hospital
|
BD 15 (up to a max. BD 150)
|
|
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Outpatient
|
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Deductible Option
|
BD 5
|
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Consultations:
- at Designated/Network Provider
|
Full Refund
|
|
- at Non-Designated/Non-network Provider
up to a maximum of
|
BD 15
|
|
Diagnostics (x-ray, MRI, CT-scan, ultra sound, etc.), Laboratory, Pharmaceuticals
- at Designated/Network Provider
|
Full Refund
|
|
- at Non-Designated/Non-network Provider
|
80% MedNet Bahrain reasonable and customary charges
|
|
Physiotherapy
(up to a max. of 12 sessions per person per policy year):
|
|
|
- at Designated/Network Provider
|
Full Refund
|
|
- at Non-Designated/Non-network Provider
per session up to a max. of
|
BD 8
|
|
|
|
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Inpatient Emergency Treatment Abroad During Business Trips and Holidays
(subject to a maximum of 45 consecutive days per trip)
|
Subject to MedNet Bahrain reasonable & customary charges
|
|
Any Treatment Outside Territory of Coverage other than Emergency
|
Not covered
|
|
|
|
|
Repatriation of Mortal Remains to the Country of Domicile up to max.
|
Covered trough International SOS
|
|
Repatriation service
|
Covered trough International SOS
|
|
|
|
|
Maternity (280 days waiting period)
|
|
Inpatient
|
Normal Delivery/Complications BD 700
Cesarean: BD 1,000
Abortion/Miscarriage: BD 500
|
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Outpatient (ante-/postnatal - outpatient deductible option applies)
|
BD 300
|
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All Maternity Treatment (in- as well as outpatient) is subject to Pre-approval
|
|
|
|
Dental
|
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Consultations, Extractions, X-Ray, Composite Fillings, Root Canal Treatment and Medication (Painkiller, Antibiotics)
per policy year up to a max of
|
Option 1: BD 200
Option 2: BD 250
Option 3: BD 300
|
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Coinsurance for all Dental Treatment
|
20%
|
|
All Dental Treatment is subject to Pre-approval
|
|
|
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Optical
|
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Vision tests for errors of refraction & One Pair of Lenses for Spectacles
|
BD 100
|
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Coinsurance for all Optical Treatment
|
20%
|
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All Optical Treatment is subject to Pre-approval
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